Conduct a Financial Analysis based on their upcoming  10years  in order to see::

a) How they can arrange their finances based onthe 3 funds that they have 

b) How they can invest theexcess money 

c) How they can be sure that their future investments will notincur financial burdens on their finances (they need at least 2 scenarios here,one if they build a new building and one if they don’t) and 

d) To what extentthey can increase their retirement salary